Perry Johnson Mortgage, CJ Burroughs

Perry Johnson Mortgage
CJ Burroughs

Perry Johnson Mortgage

Perry Johnson Mortgage is a trusted, client-focused mortgage brokerage dedicated to helping individuals and families achieve their homeownership dreams. With years of experience in the lending industry, we specialize in providing tailored mortgage solutions that suit every financial situation—whether you’re a first-time homebuyer, refinancing, or investing in property. Our mission is to simplify the mortgage process through transparency, personalized service, and a commitment to securing the most competitive rates available.

At Perry Johnson Mortgage, we pride ourselves on building lasting relationships with our clients by guiding them through every step of the loan process with honesty and professionalism. Our knowledgeable team stays ahead of industry trends and lending guidelines to ensure a smooth and efficient experience from pre-approval to closing.

We’re not just financing homes—we’re creating opportunities, building communities, and helping people move forward with confidence.

Top 3 Uses for a DSCR Mortgage

A Debt Service Coverage Ratio (DSCR) mortgage is an ideal solution for real estate investors looking to qualify for loans based on a property’s cash flow rather than personal income. Here are the top three uses for a DSCR mortgage:

Rental Property Purchases
DSCR loans are perfect for acquiring income-producing rental properties. Lenders focus on the property’s rental income to determine eligibility, making it easier for investors with complex finances or multiple properties to qualify.

Portfolio Expansion
Investors aiming to scale quickly can use DSCR loans to build a real estate portfolio. Since these loans don’t rely on W-2s or tax returns, they allow for faster growth with fewer personal financial limitations.

Refinancing Investment Properties
DSCR mortgages are great for refinancing existing rentals to access equity or secure better rates—without traditional income verification hurdles.

Exclusive Offer

Several Grant Programs are available, contact us today to find out which ones you may qualify for!

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